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First Time User


We offer the perfect account to meet all of your checking needs. Our checking account offers:

  • No minimum balance
  • Free Mastercard debit / check card (for those who qualify)
  • Monthly statements or e-statements
  • Free Online banking
  • Overdraft protection available from share savings account(s)
  • Line of credit overdraft protection (for those who qualify)
  • Bill Pay

Open up a checking account today!

Three easy ways to reorder checks!
  1. Stop in
  2. Call 1-877-585-8777
  3. Order online
Reorder Checks Online

Regulation D

What is Regulation D (Reg D)?
Reg D is a federal regulation that limits the number and type of withdrawals without a signature from savings accounts to six (6) per month. The Federal Reserve requires financial institutions to treat Savings accounts differently than checking accounts because Savings accounts are intended to be established for long term savings with few withdrawals. 

Click the link below to see more information on Reg D and how it may affect you
Regulation D FAQ Handout

More Rates


  • Jun 18, 2018, 10:38 AM
    "Vehicles today are very expensive, whether new or used. Used vehicles seem to really be holding their values. As such, we needed to finance a 2008 truck.
    After calling around to other financial institutions, no one would extend a loan to us based solely on the age of the vehicle. We wanted you to know what an important role you play in the lives of IMKCFCU members. Not only do you offer wonderful interest rates, but you are filling a gap that others don't offer. 
    Thank you for providing such wonderful services to its members."
    Christopher & Amy Lewis
  • May 9, 2017, 11:30 AM
    I love my CU…we’ve both been members forever. I have been my whole life. I always feel at home when I come in and everyone is so very helpful to me all the time.
    Sally Maloney and Allison Maloney