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A Line of Credit loan, once established, is an open loan account. A member and co-borrower can borrow against their Line of Credit (LOC) loan at any time either in person, by mail, through home banking or ATM if the member(s) has a Debit card. It can be connected to your checking account as an overdraft source. Monthly payments are based on the outstanding balance each month. A Line of Credit is a variable rate loan.
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  • Jun 18, 2018, 10:38 AM
    "Vehicles today are very expensive, whether new or used. Used vehicles seem to really be holding their values. As such, we needed to finance a 2008 truck.
    After calling around to other financial institutions, no one would extend a loan to us based solely on the age of the vehicle. We wanted you to know what an important role you play in the lives of IMKCFCU members. Not only do you offer wonderful interest rates, but you are filling a gap that others don't offer. 
    Thank you for providing such wonderful services to its members."
    Christopher & Amy Lewis
  • May 9, 2017, 11:30 AM
    I love my CU…we’ve both been members forever. I have been my whole life. I always feel at home when I come in and everyone is so very helpful to me all the time.
    Sally Maloney and Allison Maloney