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First Time User


A $5.00 minimum deposit into a regular savings account is a member’s share in the credit union. This represents your ownership in Iron Mountain-Kingsford Community Federal Credit Union and opens the door to a variety of products and services. Dividends are compounded and credited quarterly on an average daily balance.

Regulation D

What is Regulation D (Reg D)?
Reg D is a federal regulation that limits the number and type of withdrawals without a signature from savings accounts to six (6) per month. The Federal Reserve requires financial institutions to treat Savings accounts differently than checking accounts because Savings accounts are intended to be established for long term savings with few withdrawals. 

Click the link below to see more information on Reg D and how it may affect you
Regulation D FAQ Handout

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  • Jun 18, 2018, 10:38 AM
    "Vehicles today are very expensive, whether new or used. Used vehicles seem to really be holding their values. As such, we needed to finance a 2008 truck.
    After calling around to other financial institutions, no one would extend a loan to us based solely on the age of the vehicle. We wanted you to know what an important role you play in the lives of IMKCFCU members. Not only do you offer wonderful interest rates, but you are filling a gap that others don't offer. 
    Thank you for providing such wonderful services to its members."
    Christopher & Amy Lewis
  • May 9, 2017, 11:30 AM
    I love my CU…we’ve both been members forever. I have been my whole life. I always feel at home when I come in and everyone is so very helpful to me all the time.
    Sally Maloney and Allison Maloney