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ONLINE BANKING

First Time User

CHECKING

We offer the perfect account to meet all of your checking needs. Our checking account offers:

  • No minimum balance
  • Free Mastercard debit / check card (for those who qualify)
  • Monthly statements or e-statements
  • Free Online banking
  • Overdraft protection available from share savings account(s)
  • Line of credit overdraft protection (for those who qualify)
  • Bill Pay

Open up a checking account today!

Three easy ways to reorder checks!
  1. Stop in
  2. Call 1-877-585-8777
  3. Order online
Reorder Checks Online

Regulation D

What is Regulation D (Reg D)?
Reg D is a federal regulation that limits the number and type of withdrawals without a signature from savings accounts to six (6) per month. The Federal Reserve requires financial institutions to treat Savings accounts differently than checking accounts because Savings accounts are intended to be established for long term savings with few withdrawals. 

Click the link below to see more information on Reg D and how it may affect you
Regulation D FAQ Handout

More Rates

MEMBER TESTIMONIALS

  • Mar 9, 2020, 11:38 AM
    Thank you to Angela Adam at the IMKCFCU for her efficient, awesome service!  In the last two days, we bought a truck and sold our car and the total time it took us at the credit union for both transactions was about 15 minutes.  She goes above and beyond her duties and is so great at what she does.  Thank you, Angela and IMKCFCU, for making banking easy and convenient!  -Tara Povich
    Tara Povich
  • Mar 12, 2019, 09:36 AM

    I have been doing business with the IMKCFCU my entire life and Jessica has had an account for around 20 years. We have always received excellent service whether it be for a loan, a money transfer, or just cashing a paycheck. The entire staff is great! Last year, we started a nonprofit youth mentoring program called HardCore Scripture Outdoors. We teach kids how to hunt, fish, and trap.  We also teach them about conservation and help them become productive members of society.  We had lots of questions about setting up a nonprofit account, so we set up a meeting with Robin Strauss and she was incredible. She walked us through the process start to finish, answered all of our questions, and gave us the information we needed to get started.  We know with sponsorships and donations for the community, the children we serve will be better for our efforts.  Thank you, IMKCFCU!  Keep up the good work!

    Joseph and Jessica Bottesi
  • Jun 18, 2018, 10:38 AM
    "Vehicles today are very expensive, whether new or used. Used vehicles seem to really be holding their values. As such, we needed to finance a 2008 truck.
    After calling around to other financial institutions, no one would extend a loan to us based solely on the age of the vehicle. We wanted you to know what an important role you play in the lives of IMKCFCU members. Not only do you offer wonderful interest rates, but you are filling a gap that others don't offer. 
    Thank you for providing such wonderful services to its members."
    Christopher & Amy Lewis
  • May 9, 2017, 11:30 AM
    I love my CU…we’ve both been members forever. I have been my whole life. I always feel at home when I come in and everyone is so very helpful to me all the time.
    Sally Maloney and Allison Maloney