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First Time User


Our Mastercard debit/check card looks like a credit card but acts like a check. It offers you the convenience of checking, easy record keeping, affordability, and added security.

The Mastercard debit/check card has many advantages such as:

  • Faster and easier than check writing
  • Eliminates the cost of ordering checks
  • Welcomed where paper checks aren't accepted
  • Easy access to cash from ATM machines
  • Maximum signature purchase at a merchant is $1,500.00 per day.
  • Maximum pin withdrawal at an ATM is $500.00 per day
  • Charges are deducted from your checking account
  • No monthly bills

Report Lost/ Stolen Debit Cards

During Business Hours- 1-906-774-6020
After Hours- 1-888-241-2510

MasterCard SecureCode

Our ATM is located on the north side of our building.

Other local locations that offer surcharge free access for CO-OP members to their accounts using the CO-OP network:

VA Medical Center
325 East H Street
Iron Mountain, MI

UP State CU
601 US Hwy 2
Norway, MI

CoVantage Credit Union
1 Credit Union Way
Crystal Falls, MI (24 HOURS)

CoVantage CU
303 N Fourth Ave
Iron River, MI (24 HOURS)

Integra First FCU
3803 US 2 &41 (24 HOURS)

Integra First FCU
W300 Co Rd G12 (24 HOURS)

Peninsula Federal Credit Union
301 N 30th St (24 HOURS)

Peninsula FCU
3700 S 10th St.
Menominee, MI

Delta County CU
5664 Main St
Wells, MI

Great Lakes First FCU
2110 3rd Ave N

Co Vantage CU
502 W. Pioneer St.
Crandon, WI


To find more convenient ATM locations near you:

  1. Visit
  2. Text a street address or ZIP code or “City State” to 91989 (my coop)
  3. Call 1-888-SITE-CO-OP
  4. Download our new ATM locator app from the iPhone App Store.
  5. Add our CO-OP Network ATM Locator database to your GPS

*ATM Locations can change at any time. These locations are current as of 1/24/2017


  • Jun 18, 2018, 10:38 AM
    "Vehicles today are very expensive, whether new or used. Used vehicles seem to really be holding their values. As such, we needed to finance a 2008 truck.
    After calling around to other financial institutions, no one would extend a loan to us based solely on the age of the vehicle. We wanted you to know what an important role you play in the lives of IMKCFCU members. Not only do you offer wonderful interest rates, but you are filling a gap that others don't offer. 
    Thank you for providing such wonderful services to its members."
    Christopher & Amy Lewis
  • May 9, 2017, 11:30 AM
    I love my CU…we’ve both been members forever. I have been my whole life. I always feel at home when I come in and everyone is so very helpful to me all the time.
    Sally Maloney and Allison Maloney