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First Time User


Our Mastercard debit/check card looks like a credit card but acts like a check. It offers you the convenience of checking, easy record keeping, affordability, and added security.

Report Lost/ Stolen Debit Cards

During Business Hours- 906-774-6020
After Hours- 888-241-2510

MasterCard SecureCode

Our ATM is located on the north side of our building.

To find more convenient ATM locations near you:

  1. Visit
  2. Text a street address or ZIP code or “City State” to 91989 (my coop)
  3. Call 1-888-SITE-CO-OP

*ATM Locations can change at any time. Updated as of 06/14/2022.

Other local locations that offer surcharge free access for CO-OP members to their accounts using the CO-OP network:

VA Medical Center

325 East H Street
Iron Mountain, MI

UP State CU

601 US Hwy 2
Norway, MI

CoVantage Credit Union

1 Credit Union Way
Crystal Falls, MI (24 HOURS)

CoVantage CU

303 N Fourth Ave
Iron River, MI (24 HOURS)

Integra First FCU

3803 US 2 &41 (24 HOURS)

Integra First FCU

W300 Co Rd G12 (24 HOURS)

Peninsula Federal Credit Union

301 N 30th St (24 HOURS)

Peninsula FCU

3700 S 10th St.
Menominee, MI

Delta County CU

5664 Main St
Wells, MI

Great Lakes First FCU

2110 3rd Ave N

Co Vantage CU

502 W. Pioneer St.
Crandon, WI

Honor CU
2424 W US 41
Marquette, MI

Honor CU

490 E M35
Negaunee, MI

Honor CU

145 E M35
Gwinn, MI

Marquette Community FCU

1230 W Washington St.
Marquette, MI

Phelps Convenience Center

2518 Hwy 17
Phelps, WI


  • Mar 9, 2020, 16:38 PM
    Thank you to Angela Adam at the IMKCFCU for her efficient, awesome service!  In the last two days, we bought a truck and sold our car and the total time it took us at the credit union for both transactions was about 15 minutes.  She goes above and beyond her duties and is so great at what she does.  Thank you, Angela and IMKCFCU, for making banking easy and convenient!  -Tara Povich
    Tara Povich
  • Mar 12, 2019, 14:36 PM

    I have been doing business with the IMKCFCU my entire life and Jessica has had an account for around 20 years. We have always received excellent service whether it be for a loan, a money transfer, or just cashing a paycheck. The entire staff is great! Last year, we started a nonprofit youth mentoring program called HardCore Scripture Outdoors. We teach kids how to hunt, fish, and trap.  We also teach them about conservation and help them become productive members of society.  We had lots of questions about setting up a nonprofit account, so we set up a meeting with Robin Strauss and she was incredible. She walked us through the process start to finish, answered all of our questions, and gave us the information we needed to get started.  We know with sponsorships and donations for the community, the children we serve will be better for our efforts.  Thank you, IMKCFCU!  Keep up the good work!

    Joseph and Jessica Bottesi
  • Jun 18, 2018, 15:38 PM
    "Vehicles today are very expensive, whether new or used. Used vehicles seem to really be holding their values. As such, we needed to finance a 2008 truck.
    After calling around to other financial institutions, no one would extend a loan to us based solely on the age of the vehicle. We wanted you to know what an important role you play in the lives of IMKCFCU members. Not only do you offer wonderful interest rates, but you are filling a gap that others don't offer. 
    Thank you for providing such wonderful services to its members."
    Christopher & Amy Lewis
  • May 9, 2017, 16:30 PM
    I love my CU…we’ve both been members forever. I have been my whole life. I always feel at home when I come in and everyone is so very helpful to me all the time.
    Sally Maloney and Allison Maloney